|Separate Insurance Benefits Plan – Death and Disability Income Benefits
Separate Insurance Benefit Plan Handbook
Hartford’s summary of these benefits
Claim formFAQ’sQuestions answered by Lt. Steven Lockhart, Benefits & Safety Officer w/ NC Dept of Crime Control & Public Safety.
1. Can officers who have already returned to work from recent injuries who were unaware of this benefit still apply for back-benefits? Yes—as long as the injury / illness occurred within the last 24 months or within 24 months of submitting the claim.
2. If officers are out on workman’s comp will they still be eligible for this benefit? Yes—the benefits of this plan are in addition to any other benefits the officer may have. Remember—Officers approved for limited or light duty are also entitled to benefits up to 52 weeks as long as they are unable to perform their normal duties.
3. We also have temporary disability insurance carried by the town, and some officers also carry additional injury/disability insurance and both require that we report all sources of income while they are out due to injuries, will the fact that we have additional benefits affect eligibility for this benefit? (i.e. Might they cancel one another or might they be required to repay other benefits already received if they are approved for this?) No, the benefits of this plan are in addition to any other benefits the officer may have. Remember—Officers approved for limited or light duty are also entitled to benefits up to 52 weeks as long as they are unable to perform their normal duties.
Beneficiary Form 276 should be on file with the State. Only newly hired LEOs, hired at ABPD after 9/22/09, will have completed this form with their new hire packet of forms. All others shall complete this form and provide it to HR so it can be processed, copied to their official personnel file, and then forwarded by HR to the State.